· Personnel Home · MQ’s · Index · Examination Code: R ·
Nature of Work
Under limited supervision, performs supervisory and
administrative work in the direction of a statewide examination
program for financial institutions under the jurisdiction of the
Division of Banking. Incumbent will be assigned to either the
Depository Institution or Non-Depository Institution Unit of
Regulatory Operations of the Division of Banking. Through other
examiners or direct supervision, the incumbent is responsible for
the timely completion of examinations; for the evaluation,
supervision and training of examination personnel. May act as an
Examiner-In-Charge in the examination of the largest institutions
or in those institutions cited by the Commissioner or Board of
Banking and Financial Institutions as experiencing extraordinary
problems or demonstrating serious violations of consumer
protection rules, regulations and laws. May conduct special
investigations as directed by superiors. Incumbent reports
directly to the Director, Regulatory Operations. Extensive
intra-state and/or inter-state travel is required. Performs
related work as required.
Distinguishing Characteristics
The Financial Institution Examiner, Chief classification is
distinguished from other Examiner classifications by supervising
the Financial Institution Examiner staff through planning,
assigning and reviewing subordinates' work; performing evaluation
appraisals; instructing, training, developing and directing work
procedures. This level is further distinguished by over sight of
examiners and/or examination teams and coordination of
examination programs.
Examples of Work
Supervises the activities of examiners and/or examination
teams through other examiners or directly.
Plans and makes assignments to examiners or examination teams;
schedules examinations; coordinates examinations with
federal regulatory agencies; assures the proper personnel
are available for the type of examination being conducted.
Trains or provides for the training of subordinate examiners.
Evaluates the work of examination personnel; conducts formal
performance appraisals of examination personnel; recommends
personnel actions for subordinate examiners.
Assures adherence to Division's policies and procedures.
Assures efficient use of manpower and professional work
standards.
Advises examiners on technical aspects of financial
institutions operations and the applicability of state and
federal laws.
Reviews examination reports.
Advises superiors on serious irregularities and deficiencies
of the institutions being examined.
Supervises examination of large, complex or problematic
financial institutions; discusses examination results with
institution officials and federal officials; may prepare
final examination report.
May conduct special investigations of financial institutions
operations as directed by the Commissioner or Board of
Banking and Financial Institutions.
Knowledge, Skills and Abilities
Knowledge of examination standards and principles.
Knowledge of the applicable state and federal laws pertaining
to various financial institutions.
Knowledge of the internal operations of financial
institutions.
Ability to plan and supervise the work of others engaged in
financial institution examinations.
Ability to provide leadership and professional guidance to
subordinate employees.
Ability to train, advise, and instruct staff.
Ability to apply state and federal laws to the operations of
financial institutions and to judge compliance with said
laws.
Ability to analyze financial institution and other financial
statements and identify deviations therefrom.
Ability to prepare timely and comprehensive written reports on
the scope and findings of financial institutions
examinations.
Ability to present examination findings to institution
officials in oral and written form.
Ability to establish and maintain effective working
relationships with associates, institution employees and
officials.
Ability to learn and apply federal and state laws and
regulations related to employees and the workplace.
Ability to understand, implement and recommend policies and
practices in the workplace.
Ability to learn and apply state personnel policies and
procedures.
Ability to present a professional appearance and demeanor.
Ability to learn and efficiently use computer hardware and
software.
Minimum Qualifications
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Training:
Bachelor's degree from an accredited four-year
college or university with a major in business
administration, accounting, finance or related fields which
included successful completion of nine (9) semester hours in
accounting.
Substitution:
Full-time or equivalent part-time paid
experience as a state or federal financial institution
examiner or professional accountant OR Full-time or
equivalent part-time paid experience in a financial
institution in a lending/loan review capacity, auditing
capacity, or operations management capacity, supplemented by
successful completion of nine (9) semester hours in
accounting from an accredited four-year college or
university, may substitute for the required training on a
year-for-year basis.
Experience:
Experience requirements vary according to area of
assignment.
Assignment in the Depository Institution Unit:
Five years of full-time or equivalent part-time paid
experience examining depository financial institutions.
Assignment in the Non-Depository Institution Unit:
Five years of full-time or equivalent part-time paid
experience examining financial institutions OR five years of
full-time or equivalent part-time paid experience in a
financial institution in a management capacity or
lending/loan review/compliance capacity, either of which
included consumer compliance responsibilities.
Special Requirements:
(1) Must be bondable. (2) Must have
availability of a vehicle for continuous use on the job.
Established: 12/17/92
Revised: 9/16/99, 8/9/2000
Effective:
8/9/2000