|  |   A five-member board, appointed by the governor,
      oversees the 
      
      West Virginia
      
      Board of Risk and Insurance Management (BRIM). 
      BRIM operates under the authority of Chapter 29, Article 12; and
      Chapter 33, Article 30 of the 
      
      West Virginia
      
      Code, as amended, and the provisions of Executive Order 12-86. 
      The Executive Director manages the daily operations.  The primary responsibility for BRIM is to
      provide casualty insurance coverage for all State Agencies. 
      This includes protection from lawsuits and other liability claims
      resulting from incidents due to automobile accidents, employment
      practices, property, flood, general liability, and medical professional
      liability at the respective teaching institutions. 
      Currently, there are 168 state agencies being provided coverage.  BRIM operates a similar insurance
      program for Boards of Education, 
      
      County
      
      Commissions
      
      , Cities and Towns, other governmental entities, and many non-profit
      organizations around the state.  Currently,
      with the exception of the Boards of Education who are mandated to obtain
      coverage with BRIM, there are approximately 951 individual entities that
      voluntarily participate in this program, referred to as the Senate Bill #3
      program. |  |